High-Risk Home Insurance in Muskoka

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Muskoka High-Risk Home Insurance With Oracle RMS

Have you been searching for high-risk home insurance in Muskoka? Contact Oracle RMS for your insurance needs today.

Spanning from Lake Couchiching to Georgian Bay, Muskoka is home to 60,000 full-time residents and an additional 100,000 seasonal residents. Known as a part of “Cottage Country”, the District Municipality of Muskoka is made of several smaller communities in the towns of Bracebridge, Gravenhurst, and Huntsville and the townships of Georgian Bay, Lake of Bays, and Muskoka Lakes. Between Lake Muskoka, Lake Rosseau, and Lake Joseph, residents have access to water-based activities like waterskiing, sailing, and canoeing. And the nearby Algonquin Provincial Park offers plenty of opportunities to hike and take in the great outdoors. Whether you’re looking for a scenic full-time residence or a dream vacation cottage, Muskoka is a fantastic place to live and play.

Are you purchasing an older Muskoka home? Are you planning to use your new cottage as a vacation property? If so, you may be at risk for receiving a high-risk homeowner designation. With the help of your knowledgeable Oracle RMS broker, however, finding a home insurance policy that makes sense for your property is as easy as 1-2-3.

Looking for High-Risk Home Insurance in Muskoka? We’ve Got You Covered!

Here at Oracle RMS, we want every Muskoka homeowner to get excellent home insurance at an equally excellent rate. Contact us or request a FREE home insurance quote today!

As you consider the possibility of taking out high-risk home insurance in Muskoka, there are a couple of fundamental coverage options that you may wish to discuss with your Oracle RMS broker:

Personal Liability Coverage:

If someone is injured on your property, they could decide to sue you for damages. This insurance option can step in and cover legal costs and settlement amounts if you’re ever forced to defend yourself from a personal liability claim.

Contents Insurance:

In the wake of a fire or another insured peril, your valuables could be damaged or broken. Contents insurance allows you to get coverage for your jewelry, electronics, and other personal items.

The Right Coverage For You

At The Best Price

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High-Risk Home Facts in Muskoka

Fact 1:

Goldie Hawn, Cindy Crawford, and Steven Spielberg are just a few of the celebrities who are said to own cottages in Muskoka.

You can read more here

Fact 2:

In 2021, a rental scam saw many Muskoka homeowners turning away strangers at the door.

Find out more here

Fact 3:

The National Post once reported that building permits were delayed in Muskoka by as much as a year.

You can read the story here

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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