Watercraft and Boat Insurance in Erin

Boat towing and assistance coverage in Erin

Towing and assistance coverage is a type of insurance policy that can help you deal with the aftermath, should your boat break down unexpectedly in the middle of the water. This policy will reimburse you for the fees related to emergency towing, the delivery of fuel, and other emergency services associated with helping you get to shore.

Boat liability insurance

Similar to auto liability, this policy protects you against third-party claims of property damage and personal injury that is caused by your actions. In addition, liability contributes to the cost of any accident-related losses that you are found to be at fault for, as well as medical and legal expenses.

Comprehensive insurance

Accidents can happen anywhere. And with comprehensive insurance, you’ll be protected against non-accident related damages including theft, vandalism, and other physical damages listed in your policy.

Personal items insurance

With personal items insurance, any personal belongings and equipment you store on your boat, whether it be for water sports, fishing, navigation, or other activities, will be covered if they are stolen, damaged, or lost at sea.

For a watercraft and boat insurance company in Erin you can count on, look no further than Oracle RMS.

Insurance coverage for boat owners tailored to their unique needs

Oracle RMS offers watercraft coverage options for numerous personal watercraft models include the following:

• Sailboat insurance
• Kayak insurance
• Jet ski insurance
• Yacht insurance
• Fishing boats insurance
• Marine insurance

Get a boat insurance quote with Oracle RMS today!

Do you have protection against boating accidents? At Oracle RMS, we work closely with customers to help them get the best coverage for their boats. Whether you use your personal watercraft year round or for a couple months here and there, our insurance brokers will help you secure insurance with top insurance companies across Canada and Ontario. No matter what you’re looking for, trust that Oracle RMS has got you covered.

Get a tailored and competitive insurance quote from the comfort of your own home by giving the insurance team from Oracle RMS directly or using our free quote tool.

FAQs

How much does boat insurance cost in Erin?

Like auto insurance, the price of boat coverage in Erin, Ontario, will vary between boat owners. Regardless, here are some of the factors that will determine your boat insurance cost for the season:

• The type of boat you own and how powerful the engine is.
• The replacement cost of your boat if it is damaged or lost in an insured event.
• The type of insurance coverage you select.
• The insurance company you partner with.
• You past claims history.
• How often and when you plan to operate your boats.
• Whether or not your boat has safety features and equipment installed.
• Where you opt to store you boat when it is not in use.

For a customized insurance quote tailored to your unique circumstances, reach out to Oracle RMS today.

Is it mandatory to have insurance on a boat in Erin?

No, watercraft coverage is not legally required in Ontario, or the rest of Canada. That being said, like operating a car, there are numerous risks involved with being on board and operating boats. Without the right coverage, you can be at risk of legal liabilities that threaten your personal assets and interests, which is why being insured regardless is highly important and recommended.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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