Watercraft and Boat Insurance in London
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Watercraft and Boat Insurance With Oracle RMS
Whether you’re out on the Thames River or exploring nearby lakes, it’s important to have the right insurance coverage to protect yourself and your boat. Accidents happen when we least expect them, and having the right boat insurance can help protect you on or off the water.
At Oracle RMS, it’s not just about insurance. We have a team of friendly experts who are here to help you find the right coverage for your needs. Whether you need protection against accidents, theft, or anything else unexpected, we’ve got your back.
What is personal watercraft insurance?
Boat insurance, also known as personal watercraft insurance or pleasure craft insurance, is like a safety net for boat owners. It helps protect you financially if something unexpected happens to your boat. Whether it’s a small bump, a collision, or even if your boat gets stolen or damaged, boat insurance has your back.
But that’s not all! It also covers medical bills if someone gets hurt on your boat and helps out if your boat is vandalized or stolen. So why worry when you can sail with peace of mind? Our boat insurance in London ensures your boating adventures are smooth sailing from start to finish.
Boat insurance with Oracle RMS
Here’s how you can keep your watercraft safe with Oracle RMS:
Liability Insurance
Liability coverage protects you if someone sues you for causing injuries or damaging their stuff while boating. It covers legal fees, medical bills, and other costs related to the claim.
Comprehensive Boat Insurance
This coverage protects your watercraft from non-crash events like vandalism, theft, water damage, and fires. Make sure to check what exactly is covered by your insurance company, as it can vary.
Boat Towing and Assistance
If your boat breaks down while you’re out on the water, this policy covers the cost of emergency towing to a repair facility. It also helps pay for emergency services and fuel delivery if needed.
Watercraft Medical Coverage
If you get injured on your boat or while getting off, this insurance helps cover your medical bills.
Accidental Pollution Liability
We all want clean water. If you accidentally spill harmful substances into the water, this insurance helps pay to clean it up.
Is boat insurance mandatory in London, Ontario?
Boat insurance isn’t mandatory in London, but there are a couple of situations where you might need it. For instance, if you want to keep your boat at a marina, they might ask for liability insurance. Also, if you’re borrowing money to buy your boat, the lender might require insurance until you’ve paid off the loan.
Even if it’s not required, having boat insurance is a smart move. Just think about it – what if you accidentally hurt someone and had to pay their medical bills? Or if you damaged someone’s property? Insurance covers you for things like that.
Get unmatched boat insurance with Oracle RMS today!
For great coverage, choose Oracle RMS. Our boat insurance brokers will help you find the best policy for your boating habits, history, and budget.
Ready for a boat insurance quote? Contact our Oracle RMS brokers by phone or use our online tool. We’ll give you a competitive price for boat insurance that fits you perfectly.
FAQs
Do I need insurance for my fishing boat?
While it’s not required by law, boat insurance is a good idea. It can help protect you financially if your boat is damaged or you accidentally cause injury to someone.
The Right Coverage For You
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Get Your Free Insurance Quote with Oracle RMS Today
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