Landscaper Insurance in Aurora

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Landscaper Insurance With Oracle RMS

Landscaping around a home or business can lead to property damage or injuries, which is why many people hire professionals for the job. A comprehensive landscaping insurance policy helps landscapers protect both their clients and themselves from these risks.

At Oracle RMS, we create customized insurance plans tailored to all landscaping businesses. This ensures you don’t have to settle for a general policy that might not be cost-effective. With Oracle RMS, you can trust that your landscaper insurance policy covers your business, employees, tools, and materials on every job.

Comprehensive Aurora Landscaping Insurance from Oracle RMS

With Oracle RMS, landscapers get the following coverage:

Get a free quote for Landscaper Insurance with Oracle RMS today!

Commercial General Liability Insurance

General Liability Insurance covers claims or accusations of injury to others and damage to their property caused by your business activities. It pays for claims if there’s a lawsuit against you, up to your coverage limit, and also covers the cost of settling a claim.

Tools and Equipment Insurance

This insurance protects your business’s portable tools and equipment, including hand tools, safety gear, and heavy machinery, if they are damaged by fire, water, natural disasters, vandalism, or theft.

Equipment Breakdown Insurance

Equipment Breakdown Insurance covers the costs of repairing or replacing tools and machinery, like mowers, trimmers, or excavators, if they unexpectedly break down, helping to minimize downtime.

Pollution Liability Insurance

Pollution Liability Insurance covers the costs of environmental damage, injuries to others, and property damage caused by your heavy equipment, vehicles, fertilizers, and pesticides. It covers pollution-related claims, civil fines, and cleanup costs, whether they occur immediately or later.

Commercial Property Insurance

Commercial Property Insurance covers damage and loss to your property and business items, like buildings, electronics, tools, equipment, and inventory, caused by fire, water, natural disasters, vandalism, and theft. It helps pay to repair or replace these items.

Business Interruption Insurance

Business Interruption Insurance protects you if your operations are disrupted by events like floods, earthquakes, fires, or windstorms. It covers lost income and extra costs if you need to temporarily shut down or continue operating while rebuilding.

Commercial Auto Insurance

Commercial Auto Insurance is necessary for all company vehicles used for business purposes. It covers your commercial vehicles, such as cars, trucks, vans, and trailers used to transport heavy equipment, as personal auto insurance won’t cover business-related use.

Who needs landscaping insurance?

Landscaping insurance is needed by anyone in the landscaping industry, including:

Landscape gardeners
Horticulture specialists
Lawn care technicians
Landscape technicians
Landscape contractors
Snow removal contractors
Groundskeepers or caretakers
Tree pruning and removal specialists
Excavators and graders
Hardscape designers and installers

How much does landscaping insurance cost?

Landscaping insurance is usually very affordable and offers valuable protection for your company. The cost can range from a few hundred to a few thousand dollars per year, depending on certain factors. Your exact cost will depend on factors like:

Your company’s size
The risk level of services provided
Where you’re located
Which seasons you’re operating in
How much coverage you need

Get comprehensive landscaping insurance from Oracle RMS today!

Things like damage or theft of your landscaping equipment can be a real hassle, but don’t worry! With landscaping insurance from Oracle RMS, your tools and machinery are covered for accidents, breakdowns, theft, and even vandalism.

Safeguard your business today and get a free landscaper insurance quote from Oracle RMS!

FAQs

Does landscaping insurance cover personal injury?

Yes, landscaping insurance covers personal injury with general liability insurance. This means if someone gets hurt while you’re working, the insurance can help pay for their medical expenses and any related costs.

What is landscaping coverage?

Landscaping coverage is insurance that safeguards your business from various risks. It includes protection against things like property damage, injuries to others, equipment breakdown, and theft.

The Right Coverage For You

At The Best Price

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Get Your Free Insurance Quote with Oracle RMS Today

Get your free quote for Landscaper Insurance, today!

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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