Commercial Fleet Insurance Caledon

Commercial Fleet Insurance in Caledon With Oracle RMS

In Caledon, commercial auto insurance is required for any commercial vehicle. At Oracle RMS, our commercial auto policy generally offers a combination of mandatory and optional coverage options, including:

Third-Party Liability Coverage

This coverage is essential because it protects you and your employees financially if you’re responsible for injuring someone or damaging their property while driving. Plus, in Ontario, it’s required by law and will pay for claims up to your coverage limit, including legal and medical expenses.

Accident Benefits Coverage

This coverage makes sure that you and your employees receive benefits if you’re injured in a car accident, regardless of who’s at fault. It helps with medical bills, rehabilitation, attendant care, and even provides income replacement if you or your employee is unable to work.

Uninsured Automobile Coverage

If you or one of your employees is injured or killed by an uninsured driver or in a hit-and-run, uninsured automobile coverage steps in to cover the costs of damages or losses.

Direct Compensation-Property Damage Coverage

This part of your insurance covers damage to your commercial vehicles and their contents, as well as any loss of use if you or one of your employees is in an accident that wasn’t your fault. Since someone else caused the damage, you’ll be compensated directly by your own insurance company.

Collision Coverage

Collision coverage helps cover the cost of repairing or replacing your fleet vehicles if they’re damaged in an accident, regardless of who is at fault. Whether it’s a crash with another vehicle or an object like a fence or pole, this coverage ensures that the repair or replacement costs are taken care of.

Comprehensive Coverage

Comprehensive coverage protects your vehicle from damage caused by things other than accidents, like theft, vandalism, fire, natural disasters, or even damage from falling objects.

Partner With Oracle RMS Today for Commerical Fleet Insurance

Oracle RMS has proudly served the Caledon community for years, helping local businesses enhance their business insurance coverage. Your dedicated Oracle RMS broker will guide you through every step, even after your commercial fleet insurance policy is set.

Looking to simplify your commercial car insurance? Contact Oracle RMS today for a free fleet insurance quote in Caledon, Ontario.

FAQs

How does insurance work for fleet vehicles?

Fleet insurance allows you to cover multiple vehicles under a single policy, making it easier to manage your insurance. It protects against accidents, theft, and damage, with options for liability, collision, and comprehensive coverage. Plus, it’s often more cost-effective and easier to manage than separate policies.

How much is fleet insurance in Caledon?

The cost of fleet insurance in Caledon depends on factors like the number of vehicles you have, their type and value, your drivers’ experience and driving records, and more. For an accurate cost estimate, it’s best to request quotes from multiple insurance providers or partner with an insurance broker.

How many trucks do you need for fleet insurance?

You typically need at least five vehicles to qualify for fleet insurance in Caledon.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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