High-Risk Home Insurance in Whitby

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Whitby High-Risk Home Insurance With Oracle RMS

Are you in search of high-risk home insurance in Whitby? Start your insurance journey with Oracle RMS today!

Located in Durham Region, right on the northern shore of Lake Ontario, the Town of Whitby includes the smaller communities of Brooklin, Macedonian Village, Ashburn, Myrtle, and Myrtle Station. Although the community’s roots go back to the 1800s, the present-day town is home to 128,377. And while Whitby’s proximity to both Oshawa and the Greater Toronto Area has made it an excellent location for daily commuters, companies like Gerdau Ameristeel, McGraw-Hill Ryerson, and the Lear Corporation are an active part of the town’s local economy. Whether you’re trying your hand at lacrosse or sailing with the Whitby Yacht Club, it’s clear that Whitby is a town that has something to offer everyone.

 

By any measure, purchasing a home is a major personal milestone. But if you’ve filed multiple insurance claims, bought a house that needs repairs, or even bought your home without having an insurance history, insurance providers could see you as a high-risk homeowner. Here at Oracle RMS, our brokers are committed to crafting personalized home insurance solutions for all Whitby homeowners.

Looking for High-Risk Home Insurance in Whitby? We’ve Got You Covered!

Oracle RMS specializes in helping homeowners like you find the right policy for your property and your budget. Request your FREE high-risk home insurance quote today!

As you search for high-risk home insurance in Whitby, there are a couple of coverage types that you may wish to discuss with your Oracle RMS broker:

Personal Liability Coverage:

If someone falls down your stairs or slips on a patch of ice in your driveway, you could be forced to defend yourself in court. This insurance clause can cover your legal fees as well as your judgment costs up to the limit of your policy.

Dwelling Coverage:

When your house has been damaged by an insured peril, repairing or rebuilding your home out of pocket can be quite costly. This coverage option can cover the expenses involved with fixing your home and your property.

The Right Coverage For You

At The Best Price

High-Risk Home Facts in Whitby

Fact 1:

In 2019, a north Whitby resident expressed complaints about flooding on his property.

The story can be found here

Fact 2:

In September 2021, Whitby was one of several communities that the Weather Network warned of significant rainfall and possible flooding.

Read about it here

Fact 3:

In 2006, a funnel cloud was seen in Whitby.

You can find the story at this link

Words From Our Customers

“I’ve used Oracle RMS for my car insurance for years and years. Very knowledgeable and helpful. Chris Masucci gave me honest advice about my car insurance options and helped me choose the best coverage for my needs. He is friendly and super responsive if I have any questions. Would recommend!”

Lauren Chee-Hing,
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“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
google Review

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