Landscaper Insurance in Whitchurch-Stouffville

Commercial General Liability Insurance

This protects against claims or accusations of third-party injuries and property damage caused by your business activities. Commercial general liability insurance covers claims, legal fees, and settlements up to your coverage limit.

Tools and Equipment Insurance

Tools and equipment insurance safeguards your portable tools and equipment, such as hand tools, safety gear, and heavy machinery, from damage due to fire, water, natural disasters, vandalism, or theft.

Equipment Breakdown Insurance

Equipment breakdown insurance covers repair or replacement costs for tools and machinery, like mowers, trimmers, or excavators, if they unexpectedly break down, reducing downtime.

Pollution Liability Insurance

This covers costs for environmental damage, injuries, and property damage caused by your equipment, vehicles, fertilizers, and pesticides. Pollution liability insurance includes pollution-related claims, fines, and cleanup costs.

Commercial Property Insurance

This protects against damage and loss to your property and business items, like buildings, electronics, tools, equipment, and inventory, due to fire, water, natural disasters, vandalism, or theft. Commercial property insurance covers repairs or replacements, including exterior fixtures.

Business Interruption Insurance

This helps if your business operations are disrupted by events like floods, earthquakes, fires, or windstorms. Business interruption insurance covers lost income and additional costs if you need to temporarily shut down or continue operating while rebuilding.

Commercial Auto Insurance

This covers all business vehicles, such as cars, trucks, vans, and trailers used for transporting equipment. It protects against collisions, theft, vandalism, and damage, and also covers medical expenses and damage to other people’s property. Commercial auto insurance is essential since personal auto insurance does not cover business vehicles.

Find exceptional landscaper insurance with Oracle RMS in Whitchurch-Stouffville, Ontario, today!

At Oracle RMS, we provide exceptional services by supporting our clients through every step, even after they’ve purchased their landscaping insurance policy. Each customer is paired with a licensed insurance broker who assesses their needs and uses our connections with top insurance companies to offer a variety of high-quality insurance options.

Let our professional team help you create a landscaping business insurance policy that safeguards your business and eases your worries. Whether you run a large company or work as a contractor, we’ll offer expert advice and find you the best coverage that fits your needs. Contact Oracle RMS today for a free, no-obligation quote!

FAQs

Can landscaper insurance cover theft of tools and equipment?

Yes, landscaper insurance can cover theft of tools and equipment as long as your policy includes tools and equipment coverage. This part of your policy protects your tools from a variety of perils, including theft.

The Right Coverage For You

At The Best Price

“I purchased my first car a year and a half ago and called Oracle for car insurance quotes. They have excellent customer service – in particular, Chris was very helpful in getting me a great rate. He is extremely prompt at answering any questions I have about my policy and about anything insurance related! I highly recommend this brokerage.”

Andrea Lee,
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