For working professionals operating a commercial business individually or for companies with up to 20 employees in Canada, we offer a quick and easy solution in providing the right coverage instantly when you need it.

Professional liability insurance, also known as errors and omissions liability insurance, provides your insured professional services liability coverage for negligence, such as “alleged failure to do on the part of, financial loss caused by, and error or omission within the services offered or product sold by your business”. This type of protection will cover legal fees for your defense, if a suit has been brought against you, whether you’re liable or not.

For example, a publishing company used the same images from a popular catalogue in its own publication, which resulted in the original catalogue seeking compensation from the publishing company upon discovery for breaching copyright laws.

As a professional, the failure to meet one of your many responsibilities or requirements of your profession could have serious consequences that will not only jeopardize the financial stability of your business, but your personal assets as well.

By buying professional liability insurance, you are able to choose coverage limits of up to $5M with additional commercial general liability, privacy breach and COED packages add-ons to fit your business needs. You will receive a direct quote, and then you have the choice to bind online. Once bound, there will be instant access to your policy documents. Through this quick and easy process, know that your business operations can now be covered.